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Unified Payment Interface (UPI) enables all bank account holders in India to send and receive money instantly from their smartphones without the need to enter bank account information or net banking userid/ password

Aadhaar authentication is the process wherein Aadhaar Number, along with other attributes, including biometrics, are submitted online to the CIDR for its verification on the basis of information or data or documents available with it.

Aadhaar eKYC is a paperless Know Your Customer (KYC) process, wherein the Identity and Address of the subscriber are verified electronically through Aadhaar Authentication.

eSign service allows applications to replace manual paper based signatures by integrating an API which allows an Aadhaar holder to electronically sign a form/document anytime, anywhere, and on any device legally in India.

Our Aggregation API allows 3rd party developers user-permissioned and secure access.

Choose the solution that bests suits your needs from the Featured documentation or select All Docs to find a specific document.

Primechain APIs allow developers to add blockchain power to their solutions.

Faster on-boarding using real-time APIs.

Use Cases

Blockchain is new Internet, let’s explore it
Blockchain can become a disruptive force that can help to bring the entire Government , Banking, Financial and Payment industry together. Build innovative solution using Blockchain for FI/Payment industry that can lead to more accountability, less fraud, less dispute, faster settlement, smart assets, smart contracts, storing and verifying digital identity etc.

Smart Agriculture with Precision Farming
It aims a process using satellite imagery and other technology (such as sensors) to observe and record data with the goal of improving production output while minimizing cost and preserving resources. Today’s farmers face a set of difficult challenges—an increasing worldwide demand for food, a changing climate, and a limited supply of water, fossil fuels and arable land. To surmount these hurdles, the agriculture industry is adopting an array of digital solutions including: Robotics, GPS Technology, and Computer Imaging. Farmers will prove the efficiency of smart agriculture techniques.

Gartner Says 8.4 Billion Connected “Things” Will Be in Use in 2017
We have seen Desktops, Laptops, Mobile Adoption culture for payments services. Next Big thing will be Internet of Things. Push the boundaries of innovation, reality and technology to create IoT based Payment concepts and solutions that can change the world for better.

Rural FinTech solutions – 27% of India use Internet, There is less of connectivity
There are many such challenges to overcome. While there is some progress to overcome these challenges, can we build smart cashless villages? Let’s build an intelligent Payment solution to facilitate and encourage going cashless and paying digitally for utility bill payments, transport, public facilities, shopping and entertainment. Let’s build banking experience with Renewable Energy & relevant initiatives in India.


India has a long way to be a Cashless Country
Build an innovative Payment solution for a cash-less, card-less and paper-less future and leverage digital and mobile technologies to create Payments solution that is lower in cost and higher in efficiency. We are seeing many Mobile Apps for payment. More than 60% Fintech are into Payment innovation. Let’s build an innovative Payment Experience on Mobile Application.

AI is new UI for Customer Services
AI can improve customer personalization, identify patterns and connections that humans can’t, and answer questions about banking issues in real-time. Financial institutions are already finding success with AI. However, what may be ‘amazing’ today will be table stakes in the near future. AI will touch every type of business, it’s very much important to make AI part of each banking use cases e.g. Chatbots, Fraud Risk Management, Conversational banking.

RPA is fast emerging as a highly efficient way to help financial institutions support their digital transformation initiatives.
Best of all, you don’t need to wait months or even years to see the results. In an industry that is constantly looking to improve the consumer banking experience, mitigate risk and comply with regulations, and increase great efficiencies around core customer oriented processes, the use of intelligent software robots is already being put to use across many banks.

This is need of time with growing Transactions
So much of penetration of applications & we can’t imagine how users are increased over mobile applications, Social Media, Payments etc areas. Eye on Cyber Security will be key in 2017.